National Pension System

Welcome To
NPS (National Pension System)
The National Pension System is a structured retirement planning tool designed for wealth
accumulation and financial security post-retirement.
Why It Matters?
NPS provides tax benefits and long-term financial security, making it a smart choice for retirement planning.
Who is it for?
- Salaried individuals looking for tax-efficient retirement planning
- Self-employed professionals securing post-retirement life
- NRIs seeking a structured pension solution in India
Why Choose MySarathii?
We ensure a smooth NPS investment process, helping you build a stable financial future.
Benefits of
National Pension System
The National Pension System (NPS) is a government-backed, voluntary retirement savings scheme designed to encourage systematic savings among Indian citizens. It offers a structured approach to retirement planning and is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
The scheme is open to all Indian citizens (including NRIs) aged between 18 to 70 years.
Attractive Returns:
Funds are invested in diversified asset classes like equity, corporate bonds, and government securities, providing potential for higher returns than traditional savings instruments.
Tax Benefits:
Get tax deductions up to ₹1.5 lakh under Section 80C and an additional ₹50,000 under Section 80CCD(1B).
Retirement Pension + Lump Sum
Upon retirement, up to 60% of the corpus can be withdrawn tax-free and the remaining 40% is used to buy an annuity for a regular pension.
Portable Account
The NPS account can be accessed from anywhere in India, regardless of job or location changes.

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