Fixed Deposit

Welcome To

Fixed Deposit

Fixed deposits provide a secure way to preserve capital while earning steady returns. We help you choose the right deposit options to ensure financial stability with guaranteed interest rates.

Why It Matters?

Fixed deposits are a low-risk investment choice offering financial security and predictable returns.

Who is it for?

  • Conservative investors seeking capital protection
  • Retirees looking for a steady income source
  • NRIs wanting secure, India-based investments

Why Choose MySarathii?

We help you find the best fixed deposit options, making your savings work efficiently for your future.

Benefits of

Fixed Deposit

Guaranteed Returns:

Fixed Deposits offer assured returns at a fixed interest rate, regardless of market fluctuations.

Low Risk Investment:

Ideal for conservative investors, FDs are among the safest investment options available.

Flexible Tenure:

Choose your investment period ranging from 7 days to 10 years, based on your goals.

Liquidity Option:

Though FDs have a lock-in period, you can break them prematurely (with a small penalty) in emergencies.

Loan Facility:

Avail a loan against your FD up to 90% of the deposit value, without breaking the FD.

Tax Saving Option:

Tax-saving FDs with a 5-year lock-in period offer deductions under Section 80C of the Income Tax Act.

Easy to Manage:

Simple to open and maintain through banks, NBFCs, or even online portals.

Reinvestment Benefits:

Interest can be reinvested for compounding benefits or paid out monthly/quarterly as per your preference.

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